Blue Cash Preferred Card
Everyday$95/yr (waived 1st year)APR: 19.49% to 28.49%
GroceriesHousehold SpendingCash Back Rewards
CCVI Score
173
Why this card stands out
- ✓Strong cash back for everyday household spending
- ✓Particularly valuable for grocery-focused spenders
- ✓Easy-to-understand rewards with predictable value
+Pros
- High cash back in common spending categories
- Straightforward redemption
- Strong everyday value
−Cons
- Annual fee required
- Less useful outside core bonus categories
- Not travel-focused
Welcome offer
- Earn $250 cash back after spending $3,000 within the first 6 months.
- 0% APR on purchases for first 12 months.
- 0% APR on balance transfers for first 12 months.
Rewards structure
- 6% Cash Back at U.S. supermarkets and on U.S. streaming subscriptions.
- 3% Cash Back on transit, including taxis/rideshare, parking, tolls, trains, buses, etc., and at U.S. gas stations.
- 1% Cash Back on all other purchases.