Chase Freedom Unlimited Credit Card
Everyday$0 annual feeAPR: 18.24% to 27.74%
Everyday SpendNo Annual FeeChase Ecosystem
CCVI Score
162
Why this card stands out
- ✓Excellent no-annual-fee everyday card
- ✓Works especially well when paired with a Chase travel card
- ✓Simple, flexible rewards structure
+Pros
- No annual fee
- Easy everyday earning
- Pairs well with Chase points cards
−Cons
- Limited standalone travel perks
- Best value comes from pairing with other Chase cards
Welcome offer
- Earn $200 cash back after spending $500 in the first 3 months.
- 0% APR on purchases for first 15 months.
- 0% APR on balance transfers for first 15 months.
- Introductory Balance Transfer fee of 3% for transfers made within the first 60 days.
Rewards structure
- 5% Cash Back on travel purchased through Chase Ultimate Rewards.
- 3% Cash Back on dining at restaurants, including takeout and eligible delivery services and on drugstore purchases.
- 1.5% Cash Back on all other purchases.