Chase Sapphire Reserve
Travel$795/yrAPR: 19.49% to 27.99%
Travel RewardsPoints StrategyPremium TravelFlexible Redemption
CCVI Score
443
Why this card stands out
- ✓Premium travel card that combines strong earning with flexible redemption
- ✓Works especially well for travelers who redeem points through Chase’s ecosystem
- ✓Balances premium perks with broad travel usability
+Pros
- Strong travel and dining rewards
- Flexible points with multiple redemption options
- Valuable travel protections and credits
−Cons
- High annual fee
- Value depends on how points are redeemed
- Overkill for infrequent travelers
Welcome offer
- Earn 125,000 bonus points after spending $6,000 in purchases in the first 3 months of account opening.
- No 0% introductory offer for purchases or BT on this card.
Rewards structure
- 10X Bonus Points on eligible Peloton equipment and accessory purchases.
- 8X Bonus Points on all Chase Travel purchases.
- 5X Bonus Points on eligible Lyft rides.
- 4X Bonus Points on flights and hotels booked direct.
- 3X Bonus Points on all dining purchases worldwide.
- 1X Bonus Points on all other purchases.