Citi Strata Elite Card
Travel$595/yrAPR: 20.49% to 28.49%
Citi Ecosystem UsersTravel RewardsPremium Cards
CCVI Score
297
Why this card stands out
- ✓Designed for Citi loyalists looking for premium travel value
- ✓Strong earning potential when paired with Citi’s rewards ecosystem
- ✓Appeals to travelers who prefer Citi’s transfer partners
+Pros
- Premium travel-focused rewards
- Works well within Citi’s points ecosystem
- Built for higher-spend travel users
−Cons
- High annual fee
- Less compelling without a Citi-focused strategy
- Not ideal as a standalone card
Welcome offer
- Earn 100,000 bonus points after spending $6,000 in the first 3 months.
- No 0% introductory offer for purchases or BT on this card.
Rewards structure
- 12X Points per $1 spent on hotels, car rentals, and attractions booked on cititravel.com.
- 6X Points per $1 spent on air travel booked on cititravel.com.
- 6X Points per $1 spent at restaurants on Citi Nights purchases, Friday and Saturday from 6 PM - 6 AM ET.
- 3X Points per $1 spent at restaurants any other time.
- 1.5X Points per $1 spent on all other purchases.